If you landed on this humble slice of internet real-estate, you are probably a solopreneur, biz owner, or someone who has a side-hustle and wants to make the leap into business! And, you are looking for ways to become debt-FREE!
Are you ready to create a life free of...
* revolving interest payments
* juggling credit cards
* obsessing about your credit score
* wrestling with the churn of debt
* playing "whack-a-mole" with high interest rates
* sweating the expiration dates of 0% interest cards
* exhaustion from paying above the minimum but not seeing results
* borrowing (again) to pay for things that break (cars, HVACs, roofs, etc)
I help people just like you become debt-FREE!
You were made for so much more than a financial hamster wheel, paying interest on your debts and having money just flow through your bank accounts.
You can get clarity, structure, confidence, progress and peace with your finances. Prosperity is within your reach when you practice simple money management skills, get a debt-FREEDOM plan and start working the plan - all while creating a life you love!
-Ed & Allison
With sticky inflation, sky rocketing credit interest rates, ballooning mortgage rates and creeping rental costs, an increasing number of Americans live paycheck-to-paycheck.
Between car loans, student loans, credit cards and personal loans, it's easy to get a bit overwhelmed about the best way to become debt-FREE.
And, all of those debt payments increase the pressure on you to increase your income, business profits, your side hustle profits, your customer base. Without a clear plan of attack, a timeline, and some structure and process, all your gut tells you to do is "earn more money." Welcome to the hamster wheel.
The Problem is this...
Financial advice is everywhere on the internet: How to do a budget. How to pay off debt. How to save money. You know! You've googled it! But you are still in debt.
Here's why you struggle...
Knowing what to do is different than actually doing it.
Doing it requires an action plan and action steps to implement the plan!
Coaching focuses on helping you to identify the best way for you to implement a wise financial plan to become debt-FREE!
"Now I have an emergency fund for my personal finances and my business. I don't need that line of credit any more because I've got money for my money!"
Together, you and I will partner in focused, structured conversations to help you harness the power of your most important wealth-building tool - your INCOME!
Coaching is a simple three-step, iterative process:
1. We'll deep-dive to identify your debt challenges
2. You'll tell me how you want things to look different and why
3. I'll use my years of coaching experience and education, to help you:
(a) develop a plan to go from point A to debt-FREE;
(b) create a realistic timeline;
(c) identify the skills you've got and the skills you'll need;
(d) enhance your systems to support your debt-FREEDOM;
(e) establish priorities;
(f) identify immediate next steps in every session;
(g) reflect on "What Worked Well" and "Even Better If";
(h) continuously implement lessons learned for process improvement
"We feel more confident and less stressed about our money now."
- James & Rebecca
You are the solution. I am a resource.
You will get clarity on a path forward in each session.
We will partner to design your debt-FREEDOM plan that honors your vision, your goals, your values and who you are.
You are the hero of your journey. I am simply a supporting character.
It's your life.
I don't get to tell you how to live.
With your permission, I will always be honest with you.
You get the dignity of choosing your actions, timeline and your goals.
No judging. No shaming.
No guilt (seriously, nobody needs that)
When you commit to coaching, you will experience many of the benefits our clients experience.
"We're in a good financial place now. We have enough money to pay all of our bills at the beginning of the month."
- Chris & Susan
I can't decide which plan is the best!
Which is the best debt-FREEDOM plan for you? You've gone down so many TikTok, Instagram, Facebook and YouTube rabbit-holes, but still don't have peace! In coaching, you'll finally get a clear path forward so you can take the next step. And the next. And the one after that :-)
How do I do this on an Irregular Income?
When your income fluctuates, how do you make the most of what you have at any given moment? In coaching, you'll establish an order of priorities that includes your plan to become debt-FREE.
How do my other income streams fit into this?
If you have additional streams of income (second earnings in the household, a second business, profitable side hustle, retirement income, pension, passive income, etc), we can look at the purposes they currently serve and conduct "what-if" drills for how they might support you (remember, I don't get to tell you what to do!) and your debt-FREEDOM plan. This can shorten or lengthen your timelines as you wish.
What about my nest eggs, and assets and large influxes of cash?
You've got some savings. You've got some things of value. You've got nest eggs stashed away here and there. In coaching, you can explore how those might support your goal and make intentional decisions about what to use, and if/when to use them.
What if I experience a drop in income or expensive emergency?
Let's analyze your readiness for (and ability to withstand) the "not-if-but-when" possibility of a drop in income or expensive emergency and include this in your debt-FREEDOM plan. The best way to get out of debt and stay out of debt is to be prepared with the right safety nets in place.
I'm one person wearing 10 different hats...what do I do first?
You don't just run a business.
You. Do. Life. How many different hats do you wear?
Where in the world do you make the time for this important debt-FREEDOM journey? In coaching, we will partner together to help you become efficient, create the systems and habits that will get you further, faster, in a way that is beneficial to the whole YOU.
Check out this page that gives you ALL of the information you need to know about debt-FREEDOM coaching...
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