Frequently Asked Questions

No. Please seek the appropriate licensed professionals. I am a valuable resource for those professionals whose clients need help with managing their cash flow, creating margin, organizing their money systems, reducing debt and building non-investment savings. My quarterly clients get introduced to those trusted professionals in my network. 

Do you have a friend who cleans the house before the house cleaners come over? 

"I don't want the cleaners to see what a mess my home is!"

Some people get that way about their money. The biggest mistake they make is saying "I think I'll figure out a cashflow plan, pay off debt and build my savings and then schedule a call with you."

To which I respond "By the time you've done that, you won't need coaching!"

"But, how long have you been trying to do that on your own?"

Here's the point...

The very best time to work with a financial coach is when your financial "house" is a mess! 

One of the worst things we've done as a society it make it taboo to talk about finances. People get uncomfortable.

If that's you, please know this...

The very best first step towards financial wellness is having a quality conversation together.

Trust me, there's no judgement here. 

Your commitment and my training and experience will help you bring order and clarity faster than you can by yourself. When it comes to your money, time matters.

If you've been trying to figure it out by yourself but not geting anywhere (or worse, going backwards) why not get a "Battle Buddy"  - a "Wing Girl" - a "Yoda" to your Jedi?  You'll go farther faster with more clarity and joy! 

If you are ready for a partner to team up with you who is compassionate, curious, who listens, and who can bring wisdom and perspective, reach out for a discovery session today.

Most people who reach out to me for coaching are suffering in silence. They admit that no one knows their struggles. Not parents. Not siblings. Not friends or colleagues. And they are exhausted.

The few who allow someone close to them to know about their challenges say they are grateful for the encouraging words: "hang in there" and "you can do this!" and "chin up."

Supportive, well-meaning friends and family can be awesome cheerleaders when they have the time to support you. 

But people who want change need more support than cheer-leading.

You'll get one-to-one, confidential meetings where you can speak your mind freely to get clarity and perspective and next steps. 

My clients and colleagues say that I am one of the most positive, uplifting and encouraging people they know. I will encourage you to reach your goals with all of the enthusiasm you allow ;-) 

 Coaching is not:

- Business Consulting

- Financial Advising

- Mentoring

- Teaching

- Therapy

- Credit counseling

- Financial crisis counseling

Coaching is:

- A partnership  

- Driven by you & your goals

- Enhanced by my training and experience 

- Life-changing

- Solutions-focused

- Outcome-oriented

- Conversations

The short answer is: No

:-)

If you'd like the longer answer, read on!

There's financial wisdom that stands the test of time...and then there's YOUR way of implementing that wisdom in a way that best suits YOU.

Coaching can transform the way you think about, feel about, and actually manage your life and finances so you can enjoy your life and business.

Coaching uses time tested financial wisdom, and proven coaching techniques to help you reach your goals. 

Together we will analyze your income streams, your expenses, your financial management systems, your assets and liabilities. We will then create a plan to help you reach your goals on your time-frame. Then, we will partner together to implement your plan. 

And, coaching is 100% confidential. You may always choose to tell others about your coaching and journey (and trust me, when clients start winning, they love talking about it!). I keep our work together confidential*.

*This is why many testimonials only have first names, or initials.

Aside from feeling judged, this is the 2nd biggest fear for people considering coaching. If that's you, read on to see the three different kinds of progress we'll celebrate in coaching.

There's three kinds of progress:

Realistic Detailed Plan

Habits & Actions

Dollars & Cents

Inside of three progress metrics, there's three key players:

US (we're a team) 

YOU (outside of coaching) 

MURPHY (a.k.a. life's speedbumps)

You and I will only be meeting for a teeny, tiny drop in the bucket of your earning lifetime. So, take a deep breath and relax! 

On average, it takes clients an average of 90 days to become consciously competent at cashflow planning. And on average, it takes 18-36 months to become debt-free. Our time together is to build your plan and equip you with all of skills, resources, and habits you'll need to execute the plan.

If you've read the testimonials page, you can see the financial wins clients celebrate! And sometimes, on occasion, an HVAC breaks during coaching. Or a car. Or a water heater. Anything can happen. 

Here's a mind-set shift for you...Financial progress is the lagging indicator, not the leading indicator. When you stick with the plan, and you focus & persist, you will see progress! You'll get ahead, save money, pay off debt, and have more money to invest in your business and household. 

I promise you that we will focus on what's within your influence and have a plan for what isn't. 

Please drop any pressure you may be feeling to "pull a rabbit out of your hat" and realize huge financial gains in a short time frame.

As a note, clients who make the biggest transformations are the ones who stay with coaching for 6 months and come in for annual check-ins.

Absolutely not.

My values are Empathy, Listening, Curiosity, Learning, Wisdom.

I will always first seek to understand you before seeking to be understood.

I believe that you are okay and every behavior has a positive intention.

Have you ever been told by someone "You need to..." or "Here's what you should do..." or "You gotta..." BEFORE they ever bothered to ask you questions to find out what you value, need and want? 

Doesn't that just ruffle your feathers?

Yeah, me too!

Nothing shuts me down faster than when someone offers unsolicited, off-the-mark, "you gotta" advice without my permission.

I don't like it when people do that to me, and I won't do that to you!

Clients appreciate my gentle, non-judgemental approach that still focuses on the goal and the bottom line. 

"Thank you, Alyssa, for our session together. I believe God has beautifully gifted you in the area of financial coaching. It takes a special person and a special wisdom to be able to spend an hour in such a productive and helpful and comfortable manner for your clients." - Debbie

Clients tell me that the mindsets, skills, habits and perspectives that they develop during coaching are the rewards that make the journey sweeter and sustainable.

Confidence that they have a solid plan.

Belief that they can implement the plan.

Evidence that the plan is realistic.

Proof that they have the skills necessary.

Peace that they will enjoy the journey as much as the destination.

Coaching helps my clients build systems, safety nets and boundaries that help them live life and manage their finances on their own terms. 

They love having a safe, confidential, focused space to think through their ideas. Coaching provides a dedicated time and place to brainstorm with a trained financial and solutions-focused coach; to "what if"; and to see beyond the challenges; and then make decisions and commitments. 

They create strategies and timelines that fit their lives, their interests, their values, and their visions. 

And they do it in a sustainable way that allows them to grow as individuals, as family & community members, and as business owners. 

You are already doing awesome things! But awesome shouldn't make you feel burnt-out or alone or confused. Let's see if coaching can get you unstuck. 

Having a financial coach is like having a personal trainer. But instead of physical fitness, this is fiscal fitness that benefits your mind, your peace, your quality of life, your bottom line, your credit score, your networth, and your legacy.

Books, videos, blogs, social media stories, video shorts, etc, give you lots of great (and some not-so-great) ideas and tips and tricks, but integrating them into your life is easier said than done. 

With coaching you get to implement financial strategies that suit your day-to-day realities. And because we coach together over a period of time, you get to implement, learn and refine until your financial operations are a running effectively and efficiently with minimal effort!

Some prospective clients ask "What's the plan?" If you and I decide that coaching is a good fit, we will build your plan together. 

I only work with a few coaching clients at a time. This allows me to offer special attention to my clients when reality meets their plan. This allows you to handle things as they come up in real time. 

You are unique.

Your life is unique.

Your financial management plan should be unique, too. 

When you work with me, you get personal attention. Virtual "knee-cap-to-knee-cap" 100% deep-listening attention. Coaching clients breath a sigh of relief when they can dedicate time, space and focus to their most pressing questions and challenges about managing their finances.

Let's talk R.O.I ... after all, this is about your money & life.

Some people focus on how much coaching costs as a one-time fee. 

They are focusing on the wrong expense.

What they're missing is the recurring cost of not signing up for coaching.

Are you ready for something shocking?

According to a recent Lending Tree study, the average monthly debt payments in the U.S. are:

$690 - Auto Loans

$517 - Personal Loans

$272 - Credit Cards

$307 - Student Loans

$275 - Other Debts

That totals $2,061 - a MONTH!

In this example, debt is costing $24,732 a YEAR! That's a huge annual price to pay for not having a plan. 

But wait. It gets even worse.

The $2,061 that is consumed by debt could be invested monthly for 25 years at 8% compounding interest annually. It could turn into $1.8M! 

Wow. 

So, "saving" a one-time fee by not investing in coaching creates a future lost opportunity of $1.8M in compounding.

I'm curious: What lasting impacts will you have on your family, business, clients and community when become financially calm, confident and competent?

If you want to see if coaching is a good fit for you, click the "Apply for your Free Discovery Session" button and let's talk.